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Purchase a Home

At Ross Mortgage Company we’re here for your home buying process every step of the way. From loan application to keys in the front door, our dedicated staff can’t wait to make this the easiest home buying experience of your life! 

Refinance Your Current Property

We are experts in refinancing, and are here to make the process as hassle free as possible. Whether you want to take cash out, lower your monthly payments, or reduce your rate terms we are here to help! 

Mortgage Education Center

Carefully selected articles, resources, and tools to help you learn about the mortgage process. 

Mortgage Terminology Explained

Curious about what a certain terminology means in the mortgage business? We have you covered with this glossary!

Five Things To Avoid During the Mortgage Process

Once you have applied for a loan with us, there are a number of things you should avoid doing that will change your ability to qualify for the mortgage financing that you have applied for.

12 Month Plan For Repairing Your Credit Score

Most of us long for and try hard to own a home. We consider this idealized place our shelter, especially in bad times. If you are looking to buy a home soon, one important number you will have to bring up to snuff is your credit score.

Appraisal vs. Home Inspection - Why Inspections Are Important

An appraisal is different from a home inspection. Appraisals are for lenders; home inspections are for buyers. The lender does an appraisal to estimate the value of a house. Appraisals are not home inspections.


Interested in what our past clients have to say? Take a look for yourself. 

This was our first home purchase and Bob Kalagher made the whole process easy to understand. He answered all our questions quickly and explained every detail every step of the way. He also got us approved for a larger amount and now we have a house we love yet still can afford! I've already recommended him to a couple of my coworker's who may start house hunting!
Satisfied Customer
Had a very easy time with the whole process due to Liuan and Smriti’s assistance. It was my first time applying for a mortgage loan and they were able to guide me along the way very well.
Satisfied Customer
Derek and the entire team took care of our refinance with absolute professionalism. From the original call to the signing was very easy with all expectations met. We would absolutely use Derek and team again.
Dan & Megan
Satisfied Customer
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