Education – Ross Mortgage Company

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Mortgage Education Center

Mortgages are complicated, that’s why we’ve assembled a collection of articles, calculators, and checklists to make things a little easier. Looking for more specific answers tailored to your specific needs? Our loan officers are licensed mortgage professionals and here to help every step of the way!

Calculators

Curious just how much a mortgage would be on a new home? How does refinancing change your current budget? Our calculator gives you an idea in just a few clicks.

Ross Mortgage Blog

The world of mortgages is ever changing. It's our job to stay up to date on what's happening and here's your peek behind the current to everything in the mortgage world.

Checklists

Our operations staff are experts in taking your loan from application to close. Here you'll find everything they'll need from you.

Appraisal vs. Home Inspection

Five Things to Avoid During the Mortgage Process

Mortgage Terminology Explained

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Ross Mortgage Company Inc. NMLS#2084

Licensed by the Connecticut Department of Banking, Mortgage Lender #18804

Licensed by the Florida Office of Financial Regulation, Mortgage Lender #MLD1418

Licensed by the Maine Department of Professional & Financial Regulation; Supervised Lender #2084

Licensed by the Massachusetts Division of Banks, Mortgage Lender and Mortgage Broker #MC2084

Licensed by the New Hampshire Banking Department; Mortgage Banker #8882-MB

Licensed by the Rhode Island Department of Banking and Insurance; Lender #20051871LL

Licensed by the Washington State Department of Financial Institutions; Consumer Loan Company #CL-2084

Idaho Mortgage Broker/Lender License #MBL-2080002084

NMLS Consumer Access

Member of the Massachusetts Mortgage Bankers Association.

Member of the The Association of Mortgage Professionals.

LEOMINSTER OFFICE: 14 Monument Square, Suite 100 Leominster, MA 01453 NMLS ID: 146120

Direct: 978-860-0100 Fax: 978-466-6979

WORCESTER OFFICE: 652B Park Avenue Worcester, MA 01603 NMLS ID: 1790448

Direct: 888-986-0060

WESTBOROUGH OFFICE: 112 Turnpike Road, Suite 311 Westborough, MA 01581 NMLS ID: 2084

Direct: 508-986-6100 Fax: 508-366-8210

All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting approval. Some products may not be available in all states and restrictions apply. The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website: www.consumerfinance.gov/hmda Ross Mortgage Company Inc. is an Equal Housing Opportunity company. In accordance with Equal Housing Opportunity Act, Ross Mortgage Company Inc. does not discriminate against any applicant on the basis of race, color, religion, creed, national origin, ancestry, sex, marital status, familial status (number and age of children), sexual orientation, gender identity, age (provided that the applicant has the capacity to enter into a binding agreement) medical history, disability, physical condition, military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Service Members Civil Relief Act (SCRA); that all or part of a consumer income derives from a public assistance program; or any other basis prohibited by law.