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Using Seller Credits for a Down Payment When Buying a Home: What You Need to Know

Using Seller Credits for a Down Payment When Buying a Home: What You Need to Know

Posted by By admin February 27, 2023Posted inmortgages, Purchases
One of the biggest challenges for many homebuyers is coming up with the down payment. But did you know that you may be able to use seller credits to help…
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Ross Mortgage Company Inc. NMLS#2084

Licensed by the Connecticut Department of Banking, Mortgage Lender #18804

Licensed by the Florida Office of Financial Regulation, Mortgage Lender #MLD1418

Licensed by the Maine Department of Professional & Financial Regulation; Supervised Lender #2084

Licensed by the Massachusetts  Division of Banks, Mortgage Lender and Mortgage Broker #MC2084

Licensed by the New Hampshire Banking Department; Mortgage Banker #8882-MB

Licensed by the Rhode Island Department of Banking and Insurance; Lender #20051871LL

Arizona Mortgage Broker/Lender License #2597864

NMLS Consumer Access

Member of the Massachusetts Mortgage Bankers Association.

Member of the The Association of Mortgage Professionals.

MAIN OFFICE: 112 Turnpike Road, Suite 311 Westborough, MA 01581 NMLS ID: 2084

Direct: 508-986-6100 Fax: 508-366-8210

WORCESTER OFFICE: 652B Park Avenue Worcester, MA 01603 NMLS ID: 1790448

Direct: 888-986-0060

Direct: 888-986-0060

All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting approval. Some products may not be available in all states and restrictions apply. The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website: www.consumerfinance.gov/hmda Ross Mortgage Company Inc. is an Equal Housing Opportunity company. In accordance with Equal Housing Opportunity Act, Ross Mortgage Company Inc. does not discriminate against any applicant on the basis of race, color, religion, creed, national origin, ancestry, sex, marital status, familial status (number and age of children), sexual orientation, gender identity, age (provided that the applicant has the capacity to enter into a binding agreement) medical history, disability, physical condition, military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Service Members Civil Relief Act (SCRA); that all or part of a consumer income derives from a public assistance program; or any other basis prohibited by law.
Copyright 2025 — Ross Mortgage Company Inc. All rights reserved.
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