Homeownership is Closer Than You May Think
Ross Mortgage Company is proud to be an official lender of MassHousing. Offering down payment assistance and homebuying benefits!
Affordable Homeownership in Massachusetts Starts Here – See if You Qualify for a MassHousing Loan!
MassHousing Exclusive Benefits:
Down Payment Assistance
Eigible borrowers can receive up to $30,000 in down payment assistance through MassHousing.
MassHousing Trusted Lender
Our team of licensed loan officers are experts in providing MassHousing financing and education.
Dedicated Loan Officer
Work one on one with a loan officer throughout the process so you always know who to ask if questions arise.
Additional Cost Savings
MassHousing exceed down payment assistance - bypassing PMI, job loss protection, and lower rates.
How It Works:
- Apply Online In Minutes
- Connect With a Loan Officer
- Find Out if You Qualify For MassHousing
- Find Your New Home
- Close On Time And Save With MassHousing
"Thanks to MassHousing and Ross Mortgage Comany we were able to buy our first home with a low down payment. The team guided us through every step, making the process smooth and stress-free!"
FAQs:
What is MassHousing?
MassHousing is an independent, partially public agency that provides affordable home mortgage loans to Massachusetts residents. Their programs offer competitive interest rates, low down payment options, and unique benefits to help homebuyers and homeowners achieve their goals.
Who is eligible for a MassHousing loan?
Eligibility depends on factors such as income, credit score, and the type of property you’re purchasing. In general, you must:
Be a first-time homebuyer for most programs (some exceptions apply).
Meet MassHousing’s income limits, which vary by location and household size.
Purchase a 1- to 4-family home or condominium in Massachusetts.
Do I need to be a first-time homebuyer to qualify?
Most MassHousing programs are designed for first-time homebuyers, but some options are available for repeat buyers. If you’ve owned a home before, you may still qualify depending on your circumstances.
