

MassHousing is a semi-public state agency whose primary mission is to help low and moderate income first time homebuyers in Massachusetts. The agency offers fixed rate mortgages for purchase, refinance, or renovation through licensed lenders like us here at Ross Mortgage Company.
MassHousing Benefits
- Job-loss Protection on All Loans at No Additional Cost
- Down Payment Assistance is Available for Qualified Borrowers
- Discounted Mortgage Insurance Premiums For Eligible Borrowers
Down Payment Assistance
MassHousing provides two options of down payment assistance for homebuyers. Up to 10% of a home purchase price, up to $50,000, for homebuyers in Boston, Worcester, and 27 other communities (see map and list below). Or 10% of a home’s purchase price, up to $30,000, for homebuyers in all other Massachusetts’s communities.

Multi-Lingual Support Including: English, Mandarin, Portuguese, Spanish, and Vietnamese
For Assistance in Spanish: 508-986-6110
For Assistance in Mandarin or Vietnamese: 508-986-6142
MassHousing Resource Library

About MassHousing
MassHousing is a semi-public state agency whose primary mission is to help low and moderate income first time homebuyers in Massachusetts. The agency offers fixed rate mortgages for purchase, refinance, or renovation through licensed lenders like us here at Ross Mortgage Company.


MassHousing Benefits
- Job-loss Protection on All Loans at No Additional Cost
- Down Payment Assistance Available For Qualified Borrowers
- Discounted Mortgage Insurance Premiums For Eligible Borrowers
Down Payment Assistance
MassHousing provides two options of down payment assistance for homebuyers. Up to 10% of a home purchase price, up to $50,000, for homebuyers in Boston, Worcester, and 27 other communities (see map and list below). Or 10% of a home’s purchase price, up to $30,000, for homebuyers in all other Massachusetts’s communities.

MassHousing Resource Library
MassHousing and Ross Mortgage Company understand that buying a home can be confusing. Together we’ve put together a collection of helpful downloads that can be referenced as you begin the home buying process. If you have any questions along the way we’re here to help with licensed loan officers trained in all things MassHousing.
Multi-Lingual Support Including: English, Mandarin, Spanish, and Vietnamese

Joanne Donahue, NMLS #2267249
Languages: English & Portuguese
Email: Joanne.donahue@rossmortgageco.com
Direct Line: 978-847-0548

Liuan Chen, NMLS #706334
Languages: English, Mandarin, & Vietnamese
Email: liuan.chen@rossmortgageco.com
Direct Line: 508-986-6100