Ross Mortgage Company, Inc.

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Be Ready to Buy During Real Estate’s Most Competitive Season


Are you seeing a lot of ‘For Sale’ signs starting to pop up in your neighborhood? If so, they’re right on schedule. Spring is known to be real estate’s “busy season”, kicking off in early March and extending through late August. During this time, many current homeowners are wishing to make a move and a limited amount of inventory often leads to fierce competition.


How can you stand out in such a competitive market? How can you convey you’re serious to sellers? We’re here to help…


Serious homebuyers should start the process in a mortgage lender's office, rather than an open house. First, you’ll want to work with a licensed loan officer to obtain a pre-approval letter - it’s proof to a seller that you can afford to purchase their home. Having a pre-approval letter shows both the seller and the REALTOR® that you’re a serious buyer. 


Once you learn the maximum amount you can borrow, determine your ideal price range and start using technology to explore the market. There are countless real estate sites and apps that help buyers find the perfect home without ever stepping foot outside. Get started by searching “best real estate apps” on Google. Speaking of tech, many home listings also have drone footage and video tours, letting you attend a virtual open house in your slippers. Use advanced search features and narrow down to only the homes that match up with your new home wish list. 


You’ll soon have a good idea of what you want and your time spent with your REALTOR® will be productive. Remember, with spring being the busy season, once you find your dream home you’ll need to move quickly to make sure it becomes yours.


When there is limited home inventory in an area and lots of potential buyers, it’s extremely powerful to team up with a local real estate professional with a solid reputation of being an expert negotiator. If you don’t know who to call, ask friends and family members who have recently been through the home buying process for a recommendation. Your loan officer is a valuable source of information as well, as they have first-hand knowledge of what it's like working with local real estate agents.  You can also search for the “best real estate agent near me” to see star ratings and read past client reviews. 


Once you pick the perfect place to call home, your agent, referred to as the buyer’s agent, will negotiate with the seller’s agent on a price and terms that are mutually agreed upon. Just remember, if there is a home you absolutely love, you’ll need to stand out from other buyers with an offer that can’t be refused. 


If you’re looking to make a move in the New England buyer’s market this spring, you’re in good hands when you choose to close your loan with Ross Mortgage. When a borrower finances (or refinances!) with Ross, we guarantee the loan will close on time…every time. This guarantee will provide peace of mind that your loan will close as expected and it gives the local REALTORS® doing business with us a serious competitive advantage.


We’d love to tell you more and help you get pre-approved! Call us at 508-986-6100, or email us at today for more information.  You can apply for a mortgage here.