Call Us Today! 1.888.986.0060

14 Monument Square, Suite 100

Leominster, MA 01453

NMLS ID: 146120


Direct: 978-860-0100

Fax: 978-466-6979 


308 West Central Street, Suite D1

Franklin, MA 02038

NMLS ID: 1191480


Direct: 888-986-0060


115 Flanders Road, Suite 120

Westborough, MA 01581

NMLS ID: 2084


Direct: 508-986-6100

Fax: 508-366-8210

1084 Main Street

Bolton, MA 01740

NMLS ID: 1218480


Toll-Free: 888-986-0060



We lend in the following states: MA, RI, ME, NH, CT. Massachusetts Mortgage Lender and Mortgager Broker License MC2084, Rhode Island License Number 20051871LL, Maine License Number #SLM8280/SLB12108. Licensed by the New Hampshire Banking Department, First Mortgage Broker and Banker License No. 8882-MBB, State of Connecticut Department of Banking, First Mortgage Lender/Broker No. 18804, Second Mortgage Lender/Broker No. 1880

EST. November 2001


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About Us


About Ross Mortgage Company...

Ross Mortgage Company was founded by Robert J. Kalagher and his father in November of 2001. The co-founders have 30+ years experience in the retail mortgage banking industry. The corporate headquarters is located in Westborough with additional offices throughout Massachusetts. Ross Mortgage is licensed in Massachusetts, New Hampshire, Maine, Connecticut, and Rhode Island.


Ross is seen as an innovator in the mortgage industry because of the cutting edge loan programs, REALTOR® Support Systems and Advanced Marketing techniques they employ to attract and retain customers.


Ross Mortgage broke new ground in the industry in 2012 when they launched their Closing Guarantee program. When a borrower finances or refinances with Ross, the Company guarantees the loan will close on time…every time. The guarantee not only provides borrowers with peace of mind that their loans will close as expected but also gives the local REALTORS® doing business with Ross a serious competitive advantage.


Bob Kalagher, the President of Ross Mortgage hosts a weekly radio talk show which airs on AM radio in Boston and is also available as a podcast.  The radio show, “Get Real with Bob and Stacey: Real People, Real Issues, and Real Estate“, is dedicated to supporting the local REALTOR® and real estate communities.


Ross Mortgage offers a variety of mortgage loan products, and the company is an approved lender for the USDA program, a Direct Endorsed lender for the Federal Housing Administration and the Veteran’s Administration. As an approved lender, Ross Mortgage has the ability to originate, underwrite and close these government guaranteed mortgage loans in all the states where it holds a license.


We have a team of experienced Loan Officers, Loan Processors, Underwriters, and Loan Closers that work as a Team to help our customers finance the purchase of a new home or refinance their existing loans to do home improvements or to reduce their total monthly payments. Offering our customers the best programs to suit their needs has always been and, will continue to be one of our top priorities.


From our first day, the company has had one goal and that goal can best be expressed by our mission statement: “to be a premier mortgage provider in the New England area.” We intend to achieve this mission by providing exceptional service to each and every customer. Our business practices will always be guided by our business values. Those values of excellence, respect, ethics and teamwork will be the foundation of our continued growth as we move into the future.

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