Call Us Today! 1.888.986.0060

14 Monument Square, Suite 100

Leominster, MA 01453

NMLS ID: 146120


Direct: 978-860-0100

Fax: 978-466-6979 


308 West Central Street, Suite D1

Franklin, MA 02038

NMLS ID: 1191480


Direct: 888-986-0060


115 Flanders Road, Suite 120

Westborough, MA 01581

NMLS ID: 2084


Direct: 508-986-6100

Fax: 508-366-8210

1084 Main Street

Bolton, MA 01740

NMLS ID: 1218480


Toll-Free: 888-986-0060



We lend in the following states: MA, RI, ME, NH, CT. Massachusetts Mortgage Lender and Mortgager Broker License MC2084, Rhode Island License Number 20051871LL, Maine License Number #SLM8280/SLB12108. Licensed by the New Hampshire Banking Department, First Mortgage Broker and Banker License No. 8882-MBB, State of Connecticut Department of Banking, First Mortgage Lender/Broker No. 18804, Second Mortgage Lender/Broker No. 18805


Copyright 2016 | All Rights Reserved | WEB by Left Eye Creations

EST. November 2001



Jeff Chalmers

Jeff Chalmers

Committed to building a better consumer experience, Jeff dove into real estate where he’s perfected many hats – Paralegal, Consultant, Entrepreneur, Strategist, Loan Officer, Speaker and Trainer. Over 25 years, his perpetual success in building ‘ships and streamlining businesses included closing more than 15,000 transactions totalling $5B+ in residential loan sales. How, you ask? By creating an Honest, Open and Transparent (H.O.T.) loan process founded on effective and reliable old-school customer service and complimented by efficient, real-time, cloud-based technology.


More than just a well-respected local “mortgage guy”, Jeff is also a dynamic and highly sought-after national speaker and savvy entrepreneur. A trusted industry Ambassador (and 5 time Inman selection), he is also the 2015 Region V & VI (11 states) Director of Communications and Technology for the Women’s Council of Realtors as well as one of the few national certified trainers for DocuSign, ZipLogix, RPR, Contactually, BombBomb and other software solutions, who regularly speaks, writes and consults on hot industry topics for organizations including NAR, WCR, Inman News and countless other local, state and regional real estate boards and associations.


An efficiency nut, Jeff had a successful life in closing, title and consulting 15 years before his 10 years in finance. In fact, he created New England’s first outsource Paralegal service back in 1993, which nowadays the industry calls “VAs” or Virtual Assistants. Paperless and cloud-based since the 1990’s, he was also one of the first in the mortgage industry to adopt esignatures when it was first introduced. Since then, Jeff has trained countless industry professionals and co-written books on both the residential and commercial closing process.

Preparing for a New Loan Application


At Ross Mortgage, we promise to close your loan on time…

every time...guaranteed*


The Following Documentation Would Be Helpful Upon Your First Meeting In An Effort To Expedite The Decision On Your Loan:


   * Most recent paystub

   * Most recent 2 years of W2s

   * Most recent Federal Tax      


   * Most recent 2 months of

      bank statements

   * Copy of your photo ID



If you are already under contract, please also bring:


   * Copy of your signed offer

   * Contact information for

      your real estate agent.



If you have any questions about the loan process, interest rates, or need a pre-qualification letter please don’t hesitate to contact me.


Jeff Chalmers

Branch Manager / VP of Productivity

NMLS #76803

(774) 291-6527

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