Ross Mortgage Company, Inc Privacy Notice to Consumers
Ross Mortgage Company, Inc is required by law to give you this privacy notice. It describes our policies and practices that protects your privacy and enables us to share information to provide you with competitive financial services. What follows is an outline of the information we collect and disclose, including the parties who receive non-public information from us.
Personal Information We Collect About You
Information we receive from you on applications and other forms.
Information obtained when verifying information you provided on an application or other form (this may be obtained from, but not limited to, your current or past employers, or from other institutions where you have conducted financial transactions).
Information about your transactions with us, or others, including those companies that work closely with us to provide you with diverse financial products and services.
Information we receive from a credit reporting agency.
Disclosure Of Information To Parties That Provide Services To Us
We may disclose information we collect, as provided by law and as described above, to companies that perform services on our behalf or to other financial institutions so that we may provide customers with competitive products and services. We may also disclose non-public information about you under circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operation of our company, and follow your instructions as you authorize, or protect the security of our financial records.
Disclosure Of Information About Former Customers
If you decide to terminate your relationship with our company, we will not share information we have collected about you, except as may be required by law.
How To Opt Out Or Stop Certain Disclosures About You
At this time, we do not intend to disclose non-public personal information other than as noted above. If in the future, the company intends to disclose non-public information other than the above, the company will provide an additional notice, and provide an opportunity to opt out if applicable. The opt out does not apply to disclosures which are legally permitted or required disclosures that the company makes to companies that perform services on our behalf. If we decide to disclose non-public information, you may opt out by written request addressed to: Ross Mortgage Company, Inc, 14 Manning Ave, Ste 200, Leominster, Ma. 01453.
How We Protect Your Information
We restrict non-public information about you to those employees who need to know that information to provide products or services to you. We maintain procedural safeguards to secure your non-public personal information.
What Customers Can Do To Help
Use caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you, explains the call is on behalf of our company and asks for your account number, you should beware. Our company has access to your information and will not need to ask for it.
Keep your information current. If your address or phone number changes, please let us know.
Please do not hesitate to contact us with any questions or concerns. We are here to assist you.
This notice is provided pursuant to Title V of the Gramm-Leach-Bliley Act (GLBA) of 1999, 12 CFR 40.